Kuma Capital Investor's Junto

In the evolving landscape of investment opportunities, private credit stands out as a burgeoning frontier that not only offers enticing returns but also a necessary alternative in the post-global financial crisis era. With banks tightening their belts under rigorous regulations, private credit markets have surged, stepping in to fill the void left behind in mid-market lending. However, as with any investment, private credit comes with its own set of challenges and opportunities. The Appeal of Private Credit Private credit's allure is largely due to its higher yield potential, especially attractive in today’s persistently low-interest-rate environment. For investors weary of the meager returns from more traditional fixed-income assets, private credit offers a lucrative harbor. Moreover, its low correlation with conventional asset classes like equities and public debt makes it an excellent portfolio diversifier, reducing overall volatility and potentially enhancing returns. Under...

At some point in your 40s or 50s, you look up and realize—you’re at halftime. You’ve spent years grinding, building your career, earning a solid income, and maybe even dabbling in investments. But now, the big questions start creeping in:  Am I really on track for financial freedom? Do I need to shake up my strategy? What moves will set me up for the second half of my life? This is your halftime moment. And just like in sports, it’s the perfect time to pause, assess, and make adjustments so you can dominate the second half. The difference between coasting to the finish line and truly winning comes down to mindset, strategy, and execution. Let’s get into it. Shifting from Earning to Wealth-Building In your 20s and 30s, the game was about making money—climbing the career ladder, increasing your income, and maybe socking away some savings. But mid-career is where the real shift happens. Now, it’s less about what you earn and more about how you build and sustain wealth. Instead of just...